Determinasi Tantangan FI, Manfaat FI, dan Realisasi FI Pada Strategi Agility Diversifikasi Investasi

Financial inclusion (FI) is an aspect of risk inherent in financing where this Islamic law that applied mudharabah and musyarakah contracts. Its application can be done through the derivation RBT with portfolio theory, from second it produces a strategic agility diversification investment (SADI) proposition. To able to improve financial performance FIs form challenge facing, benefits, realization, necessary determine first strategy which then used directly or indirectly. This research conceptual combines portovolo theory producing new concept SADI. The results show FI determining SADI generate for banks. Challenge facing function changing aspects without using collateral. Meanwhile, when these challenges overcome, benefits felt open access those who are not lucky. And reality you use technology make easier carry out less fortunate.